Home


What are the types of disability income insurance?

There are two types of disability policies:

Short-Term Disability (STD)
Long-Term Disability (LTD)

1. Short-Term Disability Income Insurance policies (STD)
They have a waiting period of 0 to 14 days with a maximum benefit period no longer than two years.

2. Long-Term Disability Income Insurance policies (LTD)
They have a waiting period of several weeks to several months with a maximum benefit period ranging from a few years to the rest of your life.
 

Learn more now, please click here.


Request a Quote| Annuity Quote|Mortgage Quote
Annuity Rates| Call Me Back| Site Map


 

 

Licensing and Copyright

RubyGold Financial specializes in the Insurance, and Estate Planning Services of:
Life Insurance, Long Term Care Insurance, Family Planning, Term Life Insurance, Whole Life, Annuities, IRA, Retirement Planning, Smoker Life Insurance, Disability Income Insurance, High Risk Life Insurance, Mortgage Insurance, Indexed Annuities, Universal Life, Fixed Annuities, 412i, 401 (k), Business Planning, Indexed Life
©1999 - ©2008 RubyGold Financial LLC All Rights Reserved