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Final Expense Insurance


Unlike Term Insurance, which provides temporary coverage for a period of time or "term", our Final Expense Permanent Life Insurance delivers protection over your lifetime. It remains in effect for as long as you pay the premiums.

- No Medical Exam -
Let RubyGold help you find
The Lowest Rates for Life Insurance

Our Final Expense Senior Protector provides your choice of $2,000 to $50,000 of protection for persons between the ages of 50 and 80 (75 in New York and Missouri). Its affordable premiums are guaranteed never to increase yet your benefits are guaranteed never to decrease.

• No Medical Exam Required
• Guaranteed issue plan
• No Medical Exam



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RubyGold Financial specializes in the Insurance, and Estate Planning Services of:
Life Insurance, Long Term Care Insurance, Family Planning, Term Life Insurance, Whole Life, Annuities, IRA, Retirement Planning, Smoker Life Insurance, Disability Income Insurance, High Risk Life Insurance, Mortgage Insurance, Indexed Annuities, Universal Life, Fixed Annuities, 412i, 401 (k), Business Planning, Indexed Life
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