Do you need it?

Government studies indicate that 40% of Americans over age 65 will eventually need some type of long term care. With more Americans living longer, this need is likely to increase. Today, a year in a nursing home on average costs $40,000. In some parts of the country, it can range up to $80,000* and more. This type of care normally isn't covered by regular medical insurance or by Medicare. Long term care insurance makes sense for you if you are concerned about protecting your assets and maintaining your financial independence throughout your life.

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* Source: AARP 2000


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RubyGold Financial specializes in the Insurance, and Planning Services of: Life Insurance, Long Term Care Insurance, Family Planning, Term Life Insurance, Whole Life, Annuities, IRA, Retirement Planning, Smoker Life Insurance, Disability Income Insurance, High Risk Life Insurance, Mortgage Insurance, Indexed Annuities, Universal Life, Fixed Annuities, 412i, 401 (k), Business Planning, Indexed Life
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