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WHO SHOULD BUY LONG TERM CARE INSURANCE?

Do you need it?

Government studies indicate that 40% of Americans over age 65 will eventually need some type of long term care. With more Americans living longer, this need is likely to increase. Today, a year in a nursing home on average costs $40,000. In some parts of the country, it can range up to $80,000* and more. This type of care normally isn't covered by regular medical insurance or by Medicare. Long term care insurance makes sense for you if you are concerned about protecting your assets and maintaining your financial independence throughout your life.



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* Source: AARP 2000




 

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