Return of Premium Rider

While some other plans may offer a Mortgage Protection benefit, RubyGold Financial offers plans that can ultimately return all of the premiums you have paid over the term of your mortgage.

YES -- That's right -- with our Mortgage Protection you can select the Return of Premium Rider.

With the Return of Premium Rider, you can receive a full refund of all premiums at the end of the term period. It's simple: you get the death benefit if you die, and the money back if you live! However, any refund will be reduced by any rider benefits used, such as a disability or waiver of premium claim*

Learn more now, please click here.

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***Rider may vary from company to company.
**This rider is not available in all states.
*Refunds will be prorated if the policy is terminated early.



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RubyGold Financial specializes in the Insurance, and Planning Services of: Life Insurance, Long Term Care Insurance, Family Planning, Term Life Insurance, Whole Life, Annuities, IRA, Retirement Planning, Smoker Life Insurance, Disability Income Insurance, High Risk Life Insurance, Mortgage Insurance, Indexed Annuities, Universal Life, Fixed Annuities, 412i, 401 (k), Business Planning, Indexed Life
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