States that we are doing business in:

Alabama Iowa Nevada Tennessee
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Agency Licensing
Alex Rubinstein is the licensed agent to sell insurance in the following jurisdictions:
Alex Rubinstein is licensed to sell securities in the state of NY only.
RubyGold Financial, LLC... is licensed to sell insurance in the state of New York.

Alex Rubinstein / RubyGold Financial Licensed CA Agent License# 0D21073 domiciled in NY.
Alexander Rubinstein (California licensing # 0D21073) is a registered representative of and offer securities through Equity Services, Inc. (ESI), Member SIPIC, 1000 Woodbury Road, Suite 400, Woodbury, NY 11797, (516) 682-3480. RubyGold Financial, LLC is not an affiliate or subsidiary of MML Investores Services, Inc.
We can not communicate with, nor respond to requests from, users who reside in states where we are not licensed to conduct insurance and/or securities business.
RubyGold Financial, LLC... is in the process of obtaining additional licenses.


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RubyGold Financial specializes in the Insurance, and Planning Services of: Life Insurance, Long Term Care Insurance, Family Planning, Term Life Insurance, Whole Life, Annuities, IRA, Retirement Planning, Smoker Life Insurance, Disability Income Insurance, High Risk Life Insurance, Mortgage Insurance, Indexed Annuities, Universal Life, Fixed Annuities, 412i, 401 (k), Business Planning, Indexed Life
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