Whole Life

This is a permanent life insurance plan that has a 100% guaranteed cash value*.

- Guaranteed Investment Strategies -
Tax Free Investments
RubyGold...The Lowest Rates for Life Insurance

Whole Life Insurance gets its name because the policy lasts for the rest of the insured's life. When the insured dies, the policy pays the death benefit tax free to the beneficiary. As long as the insured lives, the cash value in the policy accumulates year by year. Whole Life policies potentially pay dividends, which generally increase the longer you own the policy.

Because Whole Life has a guaranteed fixed investment return and tax-deferred cash value, many Business Owners and Families use this product as a deferred compensation savings plan towards retirement.

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*Guarantees are based on the claims-paying ability
of issuing insurance company or companies



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RubyGold Financial specializes in the Insurance, and Planning Services of: Life Insurance, Long Term Care Insurance, Family Planning, Term Life Insurance, Whole Life, Annuities, IRA, Retirement Planning, Smoker Life Insurance, Disability Income Insurance, High Risk Life Insurance, Mortgage Insurance, Indexed Annuities, Universal Life, Fixed Annuities, 412i, 401 (k), Business Planning, Indexed Life
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